News &
Financial Updates

Why taking a long term view can help investors cope with market volatility

While the US’s softer than expected inflation reading on 11th October brought a small flicker of stability to stock market activity, continued concerns over the US/China trade agreements, a tight labour market and rising oil prices are all pointing towards a potentially unsettling time ahead for investment markets.

Pension Options for the Self-Employed

While one of the biggest attractions of self-employment is being your own boss, from a pensions viewpoint, it could be a disadvantage. Since auto-enrolment came into force, all eligible employees will benefit from having their pension pots boosted by contributions from their employer. If you are self-employed, however, you will not have an employer adding money to your pension pot in this way.

Mortgage-lending for the Self-Employed and Small Business Owners

Following the abolition of self-cert loans and 125 percent loan to value mortgages, the self-employed and small business owners have regularly faced additional hurdles when it comes to borrowing.

China…..it’s your move

Following the tariffs imposed by the US on $50billion worth of Chinese goods back in July, President Trump has announced tariffs on a further $200billion of imports which will take effect next week.

The Advent of the Accidental Landlord

Whilst becoming a landlord is nothing out of the ordinary, not everyone who has a property to rent out is in that position because of purchasing a second property on a buy-to-let mortgage.

Avoid an interest rate rise by fixing your mortgage

Following a second interest rate rise in August 2018 – the previous being in November 2017 – many homeowners on standard variable rate and tracker mortgages will have seen their monthly payments go up.

Changes to buy-to-let tax relief

Following former Chancellor George Osbourne’s decision to tighten the purse strings on the profitability of the buy-to-let sector, some landlords across the UK have seen their taxes rise, their profits decrease and their choice of buy-to-let mortgages restricted as lenders increase their interest coverage ratios.

Market Commentary

Monthly Market Commentary – April 2018

A collection of thoughts and comments to help keep you abreast of relevant industry news.

Monthly Market Commentary – March 2018

A collection of thoughts and comments to help keep you abreast of relevant industry news.

Monthly Market Commentary – February 2018

A collection of thoughts and comments to help keep you abreast of relevant industry news.

Quarterly Reports

Market Review – Quarter 3 2015

A Q3 economic and market overview to help you stay informed of global themes that could impact your portfolios.

Market Review – Quarter 2 2015

A Q2 economic and market overview to help you stay informed of global themes that could impact your portfolios.

Market Review – Quarter 1 2015

A Q1 economic and market overview to help you stay informed of global themes that could impact your portfolios.

Finance in the news

Finance in the News – w/c 25.03.19

Short summaries of articles we think you will find useful from some of the weekend’s broadsheets.

Finance in the News – w/c 18.03.19

Short summaries of articles we think you will find useful from some of the weekend’s broadsheets.