Pensions & Retirement
Retirement is one of the biggest life changes you will face so it is vital that you prepare for it properly. In the past few years new drawdown legislation, tax treatments and reductions in the lifetime and annual allowances have made pensions an increasingly complex area, and getting the right guidance is crucial.
The further in advance you start planning for it, the more you improve your chances of achieving the retirement you want. However, even if your retirement is close and you’ve done little to prepare, any action you can take now is generally better than none.
Our first question to you will be “Where are you now? followed by “Where do you want to be?”. We will provide lifestyle and cash flow modelling to identify shortfalls and we can then create a plan to solve them.
Finura will then help you to create a robust and tax efficient retirement plan designed to provide security and flexibility in retirement.
At all stages, our team can advise on:
- Asset allocation
- Risk mapping and profiling
- Pension, Lifetime and Annual allowance
- Cashflow modelling
- Defined Benefit and Money Purchase analysis
- Income & Flexi-access drawdown
- Annuity purchase
- Death benefits and Inheritance Tax Planning
- Personal, SIPP, Company & SSAS pensions
The Financial Conduct Authority does not regulate taxation and trust advice.